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Your credit card balance is more than just the amount of money you owe to your credit card issuer. Your credit card balances have a direct impact on your credit score. As the credit card balance updated on your credit report changes, your credit score can fluctuate, too.

A Brief Explanation of Credit Scores Your credit score is like a numeric grade that indicates where your credit history stands at a specific point in time. The credit score is based on information about your credit card, loan, and other debt accounts listed in your credit report. Things like the account balance, payment history, credit limit, and age of the account are listed on your credit report and used to calculate your credit score. Each factor is given a different weight in calculating your credit score:

• Payment history counts [...]

Buying A New/Used Bike Tips Organise Your Finance Before Shopping For Your New/Used Vehicle
Saves time as you know exactly what you can and can’t afford. Pre-arranged finance approval also enables you to act quickly when you do find the right car and negotiate a better deal. So call us now for your pre-approval. www.getthatbikeloan.com.au Shop Around Before You Buy
Look at a number of bikes, so you can get a good idea of the prices, kilometres of the bike and overall  condition. Get An Inspection
Have the bike checked by a professional who will be able to give you a pre-purchase inspection report on the condition of the bike. Ask About A Warranty
If the vehicle is out of manufacturer’s warranty, expensive mechanical repairs could become a financial burden. Get That Bike Loan broker can assist by arranging an extensive [...]